Patronage Refund

Fort Worth, Texas –Lone Star, ACA (Lone Star Ag Credit), the premier ag-lender in Texas, is pleased to announce its cash patronage payout of $5,000,000.  Due to the excellent financial position of the Association, the Board of Directors voted in January to return this cash payment to our stockholders from 2007 earnings.  This amount raises our 10-year total to more than $40 million returned to our customers.

In addition to the cash distribution, the Association has declared a nonqualified retained surplus allocation from 2006 and 2007 earnings.  The benefit of this allocation is that it earmarks a portion of the Association’s earnings for the year declared to those eligible stockholders that contributed to the Association’s income.

“The combination of our competitive interest rates, excellent customer service and cash patronage program allows Lone Star to be the lender of choice for all Texans,” said Daron Gates, CEO.  “Our stockholders benefit from our success.”

For more than 90 years, Lone Star Ag Credit has been a reliable source of financing for Rural America.  Lone Star Ag Credit provides a unique view in today's banking environment by being a strong, customer-owned bank committed to providing courteous, accurate service through a well-trained, highly motivated staff. Lone Star Ag Credit offers a wide variety of loan programs at competitive rates including agricultural and recreational real estate, rural homes, operating, equipment, livestock and agribusiness loans.   Lone Star Ag Credit has offices located in Fort Worth, Sweetwater, Abilene, Stephenville, Weatherford, Cleburne, Denton, Sherman, Paris and New Boston.

April 14, 2008